Banking
Simplii Financial
No-fee banking from CIBC.
Simplii Financial, a division of CIBC, offers no-fee everyday banking with high-interest savings, a no-fee chequing account, and a cashback Visa credit card. It's the smart choice for Canadians who want a big-bank experience without the big-bank fees, backed by one of Canada's Big Five banks.
Reviewed 2026·Banking
Sign-up bonus available
New members can earn $500 in max bonus when joining Simplii Financial.
View referral details
Banking
Simplii Financial
Key Features
- No monthly account fees
- Free unlimited transactions
- High-interest savings account
- Cash Back Visa credit card
- CIBC ATM network access
- CDIC insured deposits
Quick Facts
- Category
- Banking
- Sign-up Bonus
- $500 Max Bonus
- Country
- Canada
- Verified
- 2026
How to Get Started
What to expect when you sign up for Simplii Financial.
- 1Open a No Fee Chequing Account, HISA, Personal Line of Credit, or Cash Back Visa using our referral link
- 2For the $50 referral bonus: deposit $100 in a chequing or HISA and keep it for 30 days within 6 months — OR spend/use $100 on your Cash Back Visa or Line of Credit within 6 months
- 3For the $350 chequing bonus: add a direct deposit of at least $100/month for 3 straight months to earn a $300 cash reward + $50 Skip gift card
- 4For the $100 Visa bonus: spend up to $500 on eligible gas, grocery, drugstore, and pre-authorized purchases in your first 3 months to earn up to 20% cash back
Interested in joining Simplii Financial? There's a sign-up bonus available for new members.
View the Simplii Financial Referral OfferNot affiliated with Simplii Financial. Bonus subject to terms.