Banking
Neo Financial
Earn more. Pay less. Every day.
Neo Financial is reimagining banking in Canada with a high-interest savings account, a no-fee cashback Mastercard, and a growing network of over 10,000 retail partners offering boosted rewards. From groceries to gas stations, Neo gives you more back on every dollar you spend — all with zero monthly fees.
Reviewed 2026·Banking
Sign-up bonus available
New members can earn $35 in sign-up bonus when joining Neo Financial.
View referral details
Banking
Neo Financial
Key Features
- Up to 15% cashback at partner stores
- High-interest savings account
- No monthly fees ever
- 10,000+ cashback partners
- Instant virtual card on approval
- Free Mastercard credit card
Quick Facts
- Category
- Banking
- Sign-up Bonus
- $35 Sign-Up Bonus
- Country
- Canada
- Verified
- 2026
How to Get Started
What to expect when you sign up for Neo Financial.
- 1Sign up using our referral link — click through and enter code E6B8C9Y7, or use our link which pre-applies the code automatically.
- 2Open a Neo Money account and deposit $50 — fund the account within the promotional window to earn the $10 cash bonus.
- 3Apply and activate your Neo Mastercard — once approved and activated, the $25 bonus is credited to your Neo account.
- 4Bonuses credited after each qualifying action — the $10 and $25 bonuses are paid out independently as you complete each step.
Interested in joining Neo Financial? There's a sign-up bonus available for new members.
View the Neo Financial Referral OfferNot affiliated with Neo Financial. Bonus subject to terms.