About Us
Canada's Referral Code Source
ReferralCodes.net is a free, independent resource that helps Canadians find, verify, and use the best referral codes and sign-up bonuses available for financial apps and services.
15+
Companies Listed
100%
Canadian Offers
2024
Year Founded
Free
Always Free to Use
Our mission
Referral bonuses are one of the easiest ways for Canadians to earn free money when opening accounts they were already going to open. The problem is that codes are scattered across Reddit threads, personal blogs, and outdated listicles — and they're often wrong or expired by the time you find them.
We built ReferralCodes.net to solve that. One clean, focused directory where you can find a working referral code for any major Canadian financial product, with clear details on exactly what bonus you'll receive and how to claim it.
We are not a comparison site and we don't tell you which financial product to choose. We just make sure that when you've already made your decision, you don't leave free money on the table.
How we operate
Verified & Accurate
Every referral code and bonus amount is manually checked before going live. We update listings regularly so you always see current offers.
Kept Up to Date
Financial offers change constantly. We monitor active promotions so outdated codes get removed quickly and new ones are added as they launch.
Built for Canadians
All offers on this site are specifically available to Canadian residents. No US-only deals, no fine print surprises.
Meet the author
Shaun Barton
Canada
Shaun Barton is a Canadian personal finance enthusiast with a focus on fintech products, referral programs, and helping everyday Canadians get more out of the financial apps they already use.
Having personally signed up for and tested the majority of the platforms listed on this site, Shaunbrings first-hand knowledge of each product's onboarding process, referral mechanics, and real-world bonus delivery. Each listing reflects direct experience, not speculation.
The goal is simple: provide Canadians with accurate, up-to-date referral information so no one leaves free money on the table when signing up for financial services they were going to use anyway.
Our editorial process
We personally sign up
Before a company is listed, we go through the actual sign-up flow — including entering the referral code or clicking through the referral link — to confirm the bonus is real and the process works as described.
We verify the bonus amount
We cross-reference each bonus amount against the company's official referral program page and any publicly available terms. We do not list unverified claims from third-party sources.
We review listings regularly
Referral offers change frequently. We review all listings on a rolling basis and remove or update entries as soon as an offer changes or expires. If you spot something out of date, please contact us.
We write our own content
All descriptions, FAQs, and guides are written by us — not scraped or AI-generated in bulk. Content reflects our actual knowledge of each product and its referral program.
Disclosure
ReferralCodes.net is independent and not affiliated with any of the companies listed on this site. Some links may be referral links — if you sign up through one, the referrer may receive a bonus from the company at no cost to you. We do not charge companies to be listed and editorial decisions are made independently. Bonus amounts and offer details may change without notice; always verify with the company directly.
Start earning today
Browse all active Canadian referral codes — takes less than a minute.