Banking
KOHO Financial
Spend smarter. Save faster.
KOHO is a Canadian fintech company offering a prepaid Mastercard with real cashback rewards, a free chequing account, and tools to help you save automatically. Whether you want credit score building, early payroll, or high-interest savings — KOHO has a plan for you.
Reviewed 2026·Banking
Sign-up bonus available
New members can earn $40 in instant bonus when joining KOHO Financial.
View referral details
Banking
KOHO Financial
Key Features
- Up to 2% cashback on purchases
- No monthly fee option
- Automated savings tools
- Credit score building
- Early payroll access
- High-interest savings
Quick Facts
- Category
- Banking
- Sign-up Bonus
- $40 Instant Bonus
- Country
- Canada
- Verified
- 2026
How to Get Started
What to expect when you sign up for KOHO Financial.
- 1Sign up using our referral link — click our link and enter code KOHOBONUS40 when prompted during registration.
- 2Open and fund your KOHO account — add money to your prepaid card by transferring from your bank via e-Transfer.
- 3Make your first purchase over $20 — use your KOHO card at any Mastercard-accepted merchant for an eligible transaction.
- 4Receive your $40 bonus — the cash is credited directly to your KOHO balance after the qualifying purchase is confirmed.
Interested in joining KOHO Financial? There's a sign-up bonus available for new members.
View the KOHO Financial Referral OfferNot affiliated with KOHO Financial. Bonus subject to terms.