BankingVerified 2026

Simplii Financial Referral Code 2026

Open a Simplii Financial account with our referral link and earn a $50 referral bonus, plus up to $350 more with a No Fee Chequing Account or up to $100 cash back with a Cash Back Visa Card. No code needed — your bonus is applied automatically when you sign up through our link.

Bonus

$500

Type

Max Bonus

How to claim your bonus

1
Open a No Fee Chequing Account, HISA, Personal Line of Credit, or Cash Back Visa using our referral link
2
For the $50 referral bonus: deposit $100 in a chequing or HISA and keep it for 30 days within 6 months
OR spend/use $100 on your Cash Back Visa or Line of Credit within 6 months
3
For the $350 chequing bonus: add a direct deposit of at least $100/month for 3 straight months to earn a $300 cash reward + $50 Skip gift card
4
For the $100 Visa bonus: spend up to $500 on eligible gas, grocery, drugstore, and pre-authorized purchases in your first 3 months to earn up to 20% cash back

Simplii Financial

Banking

$500

Max Bonus

Earn a $50 referral bonus when you open and meet the qualifying conditions, plus up to $350 in value with a No Fee Chequing Account or up to $100 cash back with a Cash Back Visa Card.

No Code Required

Bonus applied automatically via referral link

Claim Your Bonus

VerifiedFree to use2026

Bonus subject to Simplii Financial's eligibility terms.

Why choose Simplii Financial?

Simplii Financial, a division of CIBC, offers no-fee everyday banking with high-interest savings, a no-fee chequing account, and a cashback Visa credit card. It's the smart choice for Canadians who want a big-bank experience without the big-bank fees, backed by one of Canada's Big Five banks.

No monthly account fees
Free unlimited transactions
High-interest savings account
Cash Back Visa credit card
CIBC ATM network access
CDIC insured deposits

Full Simplii Financial overview

Frequently Asked Questions

Everything you need to know about the Simplii Financial referral code.

How do I earn the $50 Simplii referral bonus?

Click our referral link to open a No Fee Chequing Account, High Interest Savings Account, Personal Line of Credit, or Cash Back Visa Card. To unlock the $50 bonus, either deposit at least $100 into a chequing or savings account and keep it there for 30 days within 6 months of opening — or spend/use $100 on a Cash Back Visa or Personal Line of Credit within 6 months.

How do I earn the $350 chequing account bonus?

Open a Simplii No Fee Chequing Account and set up an eligible direct deposit of at least $100 per month for 3 consecutive months. Qualifying deposits include payroll, pension, or employment insurance. You'll receive a $300 cash reward plus a $50 Skip gift card — $350 in total value.

What is the Cash Back Visa bonus and how does it work?

When you open a Simplii Cash Back Visa Card, you can earn up to 20% cash back in your first 3 months on eligible gas, grocery, and drugstore purchases, as well as pre-authorized payments — on up to $500 in spending. That's up to $100 in cash back on top of the $50 referral bonus.

Can I earn multiple Simplii bonuses at the same time?

Yes — the $50 referral bonus applies to any eligible account you open. If you also open a chequing account and set up direct deposit, you can earn the $350 chequing bonus on top. Adding the Cash Back Visa stacks the introductory cash back offer as well.

Is Simplii Financial the same as CIBC?

Simplii Financial is a direct banking division of CIBC (Canadian Imperial Bank of Commerce), one of Canada's Big Five banks. Your Simplii account is backed by CIBC, meaning your deposits are insured by CDIC up to $100,000. You also get access to CIBC's extensive ATM network for free cash withdrawals.

Does Simplii Financial charge monthly fees?

No — the Simplii No-Fee Chequing Account has zero monthly fees and no minimum balance requirements. You get unlimited debit transactions, free Interac e-Transfers, and access to CIBC ATMs at no charge.

Does Simplii Financial offer a savings account?

Yes — Simplii offers a High Interest Savings Account (HISA) with a competitive interest rate, no monthly fees, and no minimum balance. It is a great complement to the chequing account for parking your emergency fund or short-term savings.

Does Simplii have physical branch locations?

Simplii Financial is a direct bank with no physical branch network of its own. However, as a CIBC division, you can access CIBC's 3,400+ ATMs across Canada for free. Customer support is available 24/7 by phone and through the Simplii mobile app.

Related Offers

Banking

Neo Financial

$35

Sign-Up Bonus

Get up to $35 in bonuses when you sign up for Neo Financial using our referral code. Access high-interest savings and cashback on every purchase.

Referral Code

E6B8C9Y7

Verified

Banking

KOHO Financial

$40

Instant Bonus

Referral Code

KOHOBONUS40

Verified

Investing

Wealthsimple

$25

Cash Bonus

Invest, save, and grow your money commission-free with Wealthsimple. Use our referral code to earn a $25 cash bonus when you fund your account.

Referral Code

US0EBW

Verified

Get your $500 Simplii Financial bonus today

Earn a $50 referral bonus when you open and meet the qualifying conditions, plus up to $350 in value with a No Fee Chequing Account or up to $100 cash back with a Cash Back Visa Card.

Not affiliated with Simplii Financial