19538

BankingVerified 2026

Brim Financial Referral Code 2026

Q: How do I use the Brim referral code 19538 to get my $10 bonus?

Enter referral code 19538 during your Brim Mastercard application, or click our referral link which pre-fills it automatically. Once approved, activate your card through the Brim app or website. The $10 cash bonus is credited to your account after activation.

Apply for a Brim Mastercard using referral code 19538 and earn a $10 cash bonus when your card is activated. No foreign transaction fees on any purchase worldwide. Use the code below or click the button to sign up with the referral applied automatically.

Bonus

$10

Type

Cash Bonus

How to Claim Your Bonus

Getting your Brim Financial bonus takes less than 10 minutes.

Apply using referral code 19538

enter code 19538 during the Brim application or click our referral link which pre-fills the code automatically.

Complete the credit card application

provide your personal information and consent to a credit check as part of the standard application process.

Receive and activate your Brim Mastercard

once approved, your card arrives by mail. Activate it through the Brim app or website.

Receive your $10 cash bonus

the bonus is credited to your Brim account after your card is successfully activated.

What Brim Financial Offers

Brim Financial is a Canadian fintech company offering premium Mastercards with zero foreign transaction fees, built-in travel insurance, and a robust rewards platform. Brim cards are available in Free, World, and World Elite tiers, with up to 2% cash back on eligible purchases. The platform also supports instalment payments, real-time notifications, and integrations with Apple Pay and Google Pay.

Zero Foreign Transaction Fees

Brim charges no foreign transaction fees on any of its cards — a meaningful saving for Canadians who travel or shop online in foreign currencies. Most Canadian credit cards add a 2.5% surcharge; Brim eliminates this entirely.

Cash Back on Every Purchase

Earn 1% cash back on the Brim Free card, up to 2% on the Brim World card, and up to 2% with premium perks on the Brim World Elite. Cash back accumulates as Brim Dollars redeemable as statement credits.

Built-In Travel Insurance

Brim World and World Elite cards include comprehensive travel insurance — trip cancellation, trip interruption, emergency medical, and lost baggage. The World Elite tier also adds flight delay and car rental collision coverage.

Purchase Protection & Extended Warranty

All Brim cardholders get purchase protection that covers new items against theft and damage for 90 days, plus an extended warranty that doubles the manufacturer's warranty on eligible purchases up to one additional year.

Apple Pay & Google Pay

Add your Brim card to Apple Pay or Google Pay and tap to pay at any contactless terminal. Digital wallets are supported across all Brim card tiers, making contactless payment convenient from day one.

Three Card Tiers to Choose From

Brim offers a no-annual-fee Free card, a World Mastercard ($99/year), and a World Elite Mastercard ($199/year). Each tier upgrades the rewards rate, insurance coverage, and perks — choose the one that fits your spending.

Why Choose Brim Financial?

Here is what sets Brim Financial apart from the competition for Canadians.

Zero foreign transaction fees — saves 2.5% on every purchase made in a foreign currency
Comprehensive travel insurance bundled with the World and World Elite tiers — no need for a separate policy
Brim Free card earns cash back with no annual fee — rare in the Canadian credit card market
Cash back earned as Brim Dollars redeemable directly as statement credits — no points math needed
Apple Pay and Google Pay support across all card tiers
Purchase protection and extended warranty apply to all card tiers
World Elite Mastercard unlocks Mastercard Travel Pass airport lounge access
No minimum spend required to earn cash back — every dollar earns from the first purchase

Full Brim Financial overview

Frequently Asked Questions

Everything you need to know about the Brim Financial referral code.

How do I use the Brim referral code 19538 to get my $10 bonus?

Enter referral code 19538 during your Brim Mastercard application, or click our referral link which pre-fills it automatically. Once approved, activate your card through the Brim app or website. The $10 cash bonus is credited to your account after activation.

Is there a minimum spend required to get the Brim bonus?

No — the $10 bonus is triggered by card activation alone. You do not need to make any purchases or meet a minimum spend threshold. Simply apply using code 19538 and activate your card when it arrives.

What is the difference between Brim Free, World, and World Elite?

Brim Free has no annual fee and offers 1% cash back. Brim World charges $99/year and includes higher cash back rates plus travel insurance. Brim World Elite charges $199/year and adds premium perks like airport lounge access and enhanced insurance. All tiers have no foreign transaction fees.

Does Brim charge foreign transaction fees?

No — Brim is one of the only Canadian credit cards that charges zero foreign transaction fees. This makes it an excellent choice for international travel and online shopping in foreign currencies like USD or EUR.

What credit score is needed to get approved for a Brim card?

Brim Financial performs a standard credit check as part of the application process. A good to excellent credit history (650+) generally improves approval odds. Each application is evaluated individually.

Does Brim work with Apple Pay and Google Pay?

Yes — Brim Mastercards support both Apple Pay and Google Pay. You can add your Brim card to your digital wallet directly from the Brim app after activation.

How does cash back work on Brim?

Cash back is earned as Brim Points based on your purchase category and card tier. Points can be redeemed as a statement credit, applied toward travel, or used at participating retailers. The Brim app tracks your earnings in real time.

Can the Brim referral code 19538 be applied after I have already applied?

No — the referral code must be entered at the time of application. It cannot be added retrospectively. Always use code 19538 or our referral link before submitting your Brim application.

Related Offers

Banking

Neo Financial

$35

Sign-Up Bonus

Get up to $35 in bonuses when you sign up for Neo Financial using our referral code. Access high-interest savings and cashback on every purchase.

Referral Code

E6B8C9Y7

Verified

Banking

KOHO Financial

$40

Instant Bonus

Referral Code

KOHOBONUS40

Verified

Banking

Simplii Financial

$500

Max Bonus

Open a Simplii Financial account with our referral link and earn a $50 referral bonus, plus up to $350 more with a No Fee Chequing Account or up to $100 cash back with a Cash Back Visa Card.

Referral Code

No code needed

Via link

Get your $10 Brim Financial bonus today

Earn a $10 cash bonus when you apply for a Brim Mastercard using referral code 19538 and activate your card.

Code: 19538 · Not affiliated with Brim Financial