InvestingVerified 2026

Wealthsimple Referral Code 2026

Invest, save, and grow your money commission-free with Wealthsimple. Use our referral code to earn a $25 cash bonus when you fund your account. Use the code below or click the button to sign up with the referral applied automatically.

Bonus
$25
Type
Cash Bonus
Category
Investing
Wealthsimple logo
Wealthsimple
Investing
$25
Cash Bonus

Earn a $25 cash bonus when you open and fund a Wealthsimple account with at least $100.

Referral Code
US0EBW
Claim Your $25 Bonus
VerifiedFree to use2026

Bonus subject to Wealthsimple's eligibility terms.

How to Claim Your Bonus

Getting your Wealthsimple bonus takes less than 10 minutes.

1

Sign up using our referral link

click our link or enter code US0EBW when prompted. The code is pre-filled if you use our link.

2

Complete identity verification

provide your name, date of birth, address, and SIN as part of the standard KYC process.

3

Fund your account with at least $100

deposit into any Wealthsimple account type (TFSA, RRSP, personal investing, or cash).

4

Receive your $25 bonus

the cash reward is credited to your account within 30 days of meeting the funding requirement.

What Wealthsimple Offers

Wealthsimple is Canada's leading fintech platform, offering commission-free stock and ETF trading, automated investing (robo-advisor), crypto trading, and a high-interest cash account — all in one beautifully designed app. With over 3 million Canadians trusting Wealthsimple, it's the easiest way to start investing today.

Commission-Free Stock & ETF Trading

Buy and sell thousands of Canadian and US stocks and ETFs with zero commission. No per-trade fees means more of your money stays invested, regardless of how often you trade.

Managed Investing (Robo-Advisor)

Answer a short risk questionnaire and Wealthsimple builds a globally diversified portfolio of low-cost ETFs for you. The portfolio is automatically rebalanced and dividends are reinvested — completely hands-off.

Crypto Trading

Trade Bitcoin, Ethereum, and other major cryptocurrencies directly within the Wealthsimple app. No need for a separate exchange account — crypto and stocks live in the same place.

Wealthsimple Cash Account

Earn a competitive interest rate on your everyday savings with the Wealthsimple Cash account. Spend with the Wealthsimple Visa card and earn cash back at select merchants — all with no monthly fees.

Registered Accounts (TFSA, RRSP, FHSA)

Open a TFSA, RRSP, FHSA, RESP, or RRIF through Wealthsimple. All registered accounts support both self-directed trading and managed portfolios, giving you full flexibility in how you invest for the future.

Wealthsimple Premium & Generation

Unlock lower currency conversion fees (1% instead of 1.5%) and access to financial advisors with Wealthsimple Premium ($100k+ assets). Generation clients ($500k+) get dedicated financial planning and estate services.

Why Choose Wealthsimple?

Here is what sets Wealthsimple apart from the competition for Canadians.

  • Over 3 million Canadians trust Wealthsimple — Canada's most popular investing app
  • Regulated by CIRO and CIPF-member — eligible accounts protected up to $1 million
  • One platform for stocks, ETFs, crypto, and savings — no need to juggle multiple apps
  • Clean, beginner-friendly app that scales up to advanced self-directed trading
  • Commission-free trading means no penalty for smaller or frequent investments
  • No minimum deposit — start investing with as little as $1
  • Currency conversion rate is capped at 1.5% (better than most Canadian banks)
  • Fractional shares available — buy partial shares of expensive stocks like Amazon or Tesla

Our Wealthsimple Review

An independent editorial assessment based on our hands-on experience with the platform.

4.7out of 5

The best all-in-one investing app for Canadians.

Wealthsimple has earned its place as Canada's most popular investing platform by combining commission-free trading, a robo-advisor, crypto, and a high-interest cash account under one roof. The app is beautifully designed and genuinely approachable for beginners while offering enough depth for self-directed investors. The only real trade-off is that active traders who need advanced order types or direct stock routing will find platforms like Questrade more capable.

+What we like
  • Commission-free stocks and ETFs — no per-trade fees ever
  • Managed portfolios (robo-advisor) available alongside self-directed accounts
  • TFSA, RRSP, FHSA, and RESP accounts all supported
  • Excellent mobile and web app design — best UI in Canadian fintech
  • Fractional shares allow investing with any dollar amount
  • Crypto trading built directly into the same platform
What could be better
  • 1.5% currency conversion fee on US trades (lower for Premium/Generation tiers)
  • No advanced order types (stop-loss, trailing stop) on the standard plan
  • Customer support wait times can be long during peak periods

The Verdict

Wealthsimple is the top recommendation for most Canadians — whether you're just starting out or managing a six-figure portfolio.

Frequently Asked Questions

Everything you need to know about the Wealthsimple referral code.

How do I use the Wealthsimple referral code to get my $25 bonus?

Click our referral link — the code US0EBW is applied automatically. You can also enter it manually in the "Referral Code" field during sign-up on Wealthsimple's website or app. Once you fund your account with at least $100, the $25 cash bonus is credited to your account within 30 days.

Can I enter the referral code after I have already signed up?

Yes — if you funded your account within the last 7 days, you can still enter a referral code. Open the Wealthsimple app, tap the gift icon on the Home page, go to the Invite friends tab, and tap Enter referral code. If it has been more than 7 days since you funded, contact Wealthsimple support to have it applied manually.

What is the minimum deposit required to earn the $25 bonus?

You need to deposit at least $100 into your Wealthsimple account to qualify for the $25 cash bonus. The deposit can go into any account type — TFSA, RRSP, personal investing, or cash account.

Which account types can I open on Wealthsimple?

Wealthsimple supports a wide range of registered and non-registered accounts including TFSA, RRSP, FHSA, RESP, RRIF, and personal investing accounts. You can also open a Wealthsimple Cash account for everyday spending and saving.

Does Wealthsimple charge commissions on stock trades?

No — Wealthsimple offers commission-free trading on Canadian and US stocks and ETFs. There are no per-trade fees for self-directed investing. Wealthsimple Premium and Generation plans offer additional perks like lower currency conversion fees.

What is the Wealthsimple robo-advisor and how does it work?

Wealthsimple's robo-advisor (called Managed Investing) builds and automatically rebalances a diversified portfolio of low-cost ETFs based on your risk tolerance and goals. You answer a short questionnaire, choose a risk level, and Wealthsimple does the rest — including dividend reinvestment.

Can I trade crypto on Wealthsimple?

Yes — Wealthsimple supports crypto trading directly within the app. You can buy and sell Bitcoin, Ethereum, and other major cryptocurrencies. Crypto trading on Wealthsimple is available to Canadian residents without needing a separate exchange account.

Is my money safe with Wealthsimple?

Wealthsimple is regulated by the Canadian Investment Regulatory Organization (CIRO) and is a member of the Canadian Investor Protection Fund (CIPF), which protects eligible investment accounts up to $1 million per client in the event of insolvency.

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Get your $25 Wealthsimple bonus today

Earn a $25 cash bonus when you open and fund a Wealthsimple account with at least $100.

Sign Up to Wealthsimple